Découverte et apprentissage

Should you walk, drive or fly? Remember back in 2022, when inflation nearly reached double digits? Prices and interest rates have eased since these peaks. But "sticky" price increases in key sectors are preventing a complete return to the Bank of Canada’s (BoC) 2% inflation target. Today, a key measure of Canadian inflation sits at 2.3% – still slightly above that target. When it comes to your investments, returns are important, but that’s only half the picture. Inflation is the silent force that can erode the wealth you are working so hard to build. Why? Because if inflation is higher than your investment returns, you are essentially losing purchasing power on your hard-earned money. https://www.rbcgam.com/documents/en/ns/cf-dmu/should-you-walk-drive-or-fly.pdf

If you had slept through the first half of 2025 and woke up at the end of that year, you’d have been surprised to learn that the TSX was up 32% as of December 31. On the surface, it looked like a steady climb. But for anyone watching closely, it was anything but calm. Markets swung on headlines: Trump issued tariff threats, then backpedaled, then threatened again. Mix in recession fears and it's no wonder investors felt whiplash. From January to mid-April, the TSX dropped 12%. By May, it had recovered most of that loss. The ride felt turbulent, but if you slept through the whole thing, you’d wake up thinking not much happened. https://www.rbcgam.com/documents/en/ns/cf-dmu/big-drop-bigger-lesson-2026.pdf